| BANK / NBFC | TENURE | MONTHLY (%) | QUARTERLY (%) | HALF-YEARLY (%) | FD RATE (% p.a.) | SR. CITIZEN RATE (% p.a.) | MIN DEPOSIT |
|---|---|---|---|---|---|---|---|
| Shriram Finance | 12 months | 6.64 | 6.68 | 6.74 | 6.85 | 7.35 | ₹5,000 |
| Shriram Finance | 15 months | 6.88 | 6.92 | 6.98 | 7.10 | 7.60 | ₹5,000 |
| Shriram Finance | 18–23 months | 6.83 | 6.87 | 6.93 | 7.05 | 7.55 | ₹5,000 |
| Shriram Finance | 24–35 months | 6.88 | 6.92 | 6.98 | 7.10 | 7.60 | ₹5,000 |
| Shriram Finance | 36–60 months | 7.25 | 7.30 | 7.36 | 7.50 | 8.00 | ₹5,000 |
| Bajaj Finance | 12–17 months | 6.41 | 6.44 | 6.49 | 6.60 | 6.95 | ₹15,000 |
| Bajaj Finance | 18–30 months | 6.64 | 6.68 | 6.74 | 6.85 | 7.20 | ₹15,000 |
| Bajaj Finance | 31–60 months | 7.16 | 7.20 | 7.27 | 7.40 | 7.75 | ₹15,000 |
| Mahindra Finance | 12 months | 6.40 | 6.45 | 6.50 | 6.60 | 6.85 | ₹5,000 |
| Mahindra Finance | 18 months | 6.40 | 6.45 | 6.50 | 6.60 | 6.85 | ₹5,000 |
| Mahindra Finance | 24 months | 6.65 | 6.70 | 6.75 | 6.85 | 7.10 | ₹5,000 |
| Mahindra Finance | 30 months | 6.65 | 6.70 | 6.75 | 6.85 | 7.10 | ₹5,000 |
| Mahindra Finance | 36 months | 7.15 | 7.20 | 7.25 | 7.40 | 7.75 | ₹5,000 |
| Mahindra Finance | 42 months | 7.15 | 7.20 | 7.25 | 7.40 | 7.75 | ₹5,000 |
| Mahindra Finance | 48 months | 7.20 | 7.25 | 7.30 | 7.45 | 7.80 | ₹5,000 |
| Mahindra Finance | 60 months | 7.20 | 7.25 | 7.30 | 7.45 | 7.80 | ₹5,000 |
| Suryoday SFB | 1 year | — | — | — | 7.25 | 7.40 | ₹1,000 |
| Suryoday SFB | Above 1 year–less than 18 months | — | — | — | 7.25 | 7.40 | ₹1,000 |
| Suryoday SFB | 18 months | — | — | — | 7.80 | 7.95 | ₹1,000 |
| Suryoday SFB | Above 18 months–2 years | — | — | — | 7.25 | 7.40 | ₹1,000 |
| Suryoday SFB | Above 2 years–less than 30 months | — | — | — | 7.25 | 7.40 | ₹1,000 |
| Suryoday SFB | 30 months | — | — | — | 8.10 | 8.25 | ₹1,000 |
| Suryoday SFB | Above 30 months–3 years | — | — | — | 7.25 | 7.40 | ₹1,000 |
| Suryoday SFB | Above 3 years–less than 5 years | — | — | — | 6.75 | 6.90 | ₹1,000 |
| Suryoday SFB | 5 years | — | — | — | 8.25 | 8.50 | ₹1,000 |
| Suryoday SFB | Above 5 years–10 years | — | — | — | 7.25 | 7.40 | ₹1,000 |
| Unity SFB | 12 months | — | — | — | 7.50 | 8.00 | ₹1,000 |
| Unity SFB | >12 months 1 day–500 days | — | — | — | 6.50 | 7.00 | ₹1,000 |
| Unity SFB | 501 days | — | — | — | 8.00 | 8.50 | ₹1,000 |
| Unity SFB | 502 days–18 months | — | — | — | 6.75 | 7.25 | ₹1,000 |
| Unity SFB | >18 months–700 days | — | — | — | 6.75 | 7.25 | ₹1,000 |
| Unity SFB | 701 days | — | — | — | 6.75 | 7.25 | ₹1,000 |
| Unity SFB | 702–998 days | — | — | — | 6.75 | 7.25 | ₹1,000 |
| Unity SFB | 999 days–34 months | — | — | — | 6.75 | 7.25 | ₹1,000 |
| Unity SFB | >34–36 months | — | — | — | 6.75 | 7.25 | ₹1,000 |
| Unity SFB | >36–60 months | — | — | — | 6.75 | 7.25 | ₹1,000 |
| Unity SFB | >60–120 months | — | — | — | 6.00 | 6.50 | ₹1,000 |
Important:
Interest rates are indicative. Rates may change without
prior notice.
For Shriram Finance, Bajaj Finance and
Mahindra Finance, the FD Rate column
represents cumulative ROI. Monthly, quarterly
and half-yearly columns represent
non-cumulative payout rates.
For Suryoday Small Finance Bank and Unity
Small Finance Bank, the FD Rate column
represents the general citizen FD interest
rate.
Rates are per annum for retail deposits below
₹3 crore. Please confirm applicable rates,
tenure, premature withdrawal conditions and
other terms with the respective issuer before
investing. Interest earned is taxable as
per applicable law.
Shriram Finance additionally advertises up
to 0.05% additional interest for women
depositors. This additional benefit is not
separately included in the above table.
Want to place an FD?
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