Know where you stand.
Eleven short questions. A simple 0–100 view of your financial foundations. No product pitch — just a clearer picture of what looks strong, what may need attention and what you may want to review.
Take the test.
Answer each question and receive a simple TFC Health Score, a five-pillar view and three practical next steps.
The question framework is inspired by SEBI Investor’s Financial Health Check. The TFC numeric score and presentation are proprietary and do not represent a SEBI score or endorsement.
Do you have anyone financially dependent on your income?
Could you meet a meaningful unexpected expense without disturbing long-term investments or taking expensive debt?
Do you pay your credit-card bills in full and on time?
Do you currently have unsecured or personal loans?
Are your total monthly EMIs below roughly 40% of your take-home income?
Do you maintain a household budget or otherwise track where your money goes?
Have you estimated how much retirement corpus you are likely to need?
Are you investing enough and regularly enough toward retirement?
Does your spouse, family or a trusted person know where your important investments and financial records are held?
Have you completed nominations for your key investments and financial accounts?
Do you have a valid Will that reflects your current wishes?
Your financial picture
A quick view of where your financial foundation looks strong and where it may need some attention.
This is an educational screening tool, not investment, tax, legal or insurance advice. The TFC score is a proprietary presentation methodology.