TFC FREEDOM INDEX

When does work become a choice?

See the corpus your current lifestyle may require, how far you have already come, and the age at which work could become more of a choice.

Your Freedom Number

Put a number to choice.

The Freedom Number uses a simple 4% annual withdrawal framework — roughly 300× your current monthly lifestyle expense.

The 12% return and 6% inflation figures are only starting assumptions. Change them to see how the result moves.

Exclude investments; include lifestyle spending you want to sustain.
Use ₹10 lakh increments.
300×4% annual withdrawal framework
12% / 6%default return / inflation